Goopen » Bank of America

Bank of America account for non resident (step 1)

goopen — Tue, 09 Feb 2010 03:24:21 +0000

Bank of America is one of the most wanted bank account for non residents. Today, I’m release this guide for you. Simply watch the online tourial and follow our easy instructions step by step. Begining with step 1, the requirements.

STEP 1: Important

The success on opening this account depends on a number of factors:

Documents
US based address
Your local banking story

Like most of the bak accounts you need to contact the bank directly by phone. You also need to speak fluent english so be prepared or ask for someone that can help you.

This is what I needed to open the account (be aware that the bank can ask for more document if they need it on your particular case)

Fax
Scanner
Copy and scanned image of my passport, ID document and driving licence.
Copy and scanned image of my credit cards, VISA and Mastercard
US based address
Money for the first deposit (Normally $100)

Once you have this you can contact customer service at 800-432-1000 on Florida.

Steps to open Bank of America account:

Bank of America account for non resident (step 2)

goopen — Tue, 09 Feb 2010 03:23:50 +0000

The most importan step, contacting the bank. We will tell you what you should talk? What do you need and prepare? Are you ready?

STEP 2: Contacting the Bank

Customer service is very good, however there could be situation on which this is not the case (new personal or simply a bad employee).

On this cases is better to keep calm and try to work along with the assitant to help him/her do they job the best they can.

Remember, this is NOT a standar proccess so there can be substantial differences on what they ask you. Always show yourself professional and offer all your help in give them what they could need.

Let them know that you have meet people that have an account with them and you have hear good comments on their service. Let them know that you are aware of the patriot act and you are able to give them any documents/proofs they would require.

Is always good to let them know that you already are getting payments/funds from US based clients/employeers and that’s the main reason for you to have the account (it’s NOT a good idea to said “I want this account to see if can start an online/paypal based business”)

Steps to open Bank of America account:

Bank of America account for non resident (step 3)

goopen — Tue, 09 Feb 2010 03:13:28 +0000

The Welcome Kit from Bank of America is what you get for now, you are almost get the account. Just follow these steps to get the account opened successful.

STEP 3: The Welcome Kit

After contacting customer service they will ask for you to send the documents, normally via regular mail.

The documents arrive on different envelopes, and not always the same day. It’s most likely that the bank ask you for a US based address to send the documents.

If you have friend or family living on US, you can ask the some help with this. However you can can also use the service we offer on Free Guide. You can also see how to get a US based phone number.

Remember that you need a real US based address, not a P.O. Box. The bank will not accept that.

To activate your ATM card you need to call a special number that is on a sticker added to it (1-888-624-2323)

The activation of your online banking services also requires the help of the customer service (unless they already optimized the proccess). Simply contact them.

Steps to open Bank of America account:

Bank of America account for non resident (step 4)

goopen — Tue, 09 Feb 2010 03:12:23 +0000

What you learn in this article are how to deposit your account? How to withdraw money? And we also talk about what you should do if the bank don’t approve your account.

STEP 4: Deposit/Withdrawals

You can receive direct ceposit via ACH from PayPal, 2Checkout or even direct payments from customers in US. Simply use the next information:

Account Number
Routing Number
Bank account

You can make withdrawals from any VISA ATM worldwide. ATMs charges fees. Try to know this to avoid surprises.

I always prefer to use modern ATMs on which you don’t need to insert your card, but simply slide it on a reader. By this I avoid the risk that an ATM take my card by mistake.

What to do if the bank don’t approve your account?

There is a chance that the bank don’t approve your account. Keep the calm as a negative doesn’t mean the last word.

Try to know the reasons for the negative and see if you can solve it. Probably they would require more documents or a better banking story.